It is sometimes difficult to be able to change insurance when you have taken out a mortgage. A new law should soon facilitate the modalities of change.
Many French people find themselves in the same situation as Zoubida Bayahia. This woman has obtained a mortgage but wants to change her insurance. However, she struggles to succeed in this process and faces several obstacles such as the fact that the borrower must make this request once a year before the anniversary date of the contract. A new law should allow insurance to be terminated at any time of the year.
The government against this law
Spokesman for the insurance comparator Magnolia.fr, Astrid Cousin affirms that “Three million borrowers could benefit from this law” and yet, it is not unanimous. If the text should be adopted next week in the National Assembly, the government is opposed. He fears that this will lead to abuses at banks such as increasing tariffs in other services.